Life is full of uncertainty. So it’s important that your beloved ones remain secured and financially supported even after the event of your death. So its important to know which life insurance policy will help to keep your family financially secur...
Life insurance is an interesting product. It can be looked at as a commodity and also have similarities to an investment vehicle. Term life insurance is most similar to the commodity concept. You can shop for it like you would for a can of beans or...
Without getting into too much detail, if your estate is of sufficient size - $5 million plus - to be concerned about estate planning there are unique planning ideas that can help you and your family minimize estate taxes, increase retirement cash fl...
Life insurance companies are given for financial strength ratings as are most financial institutions and many financial instruments such as bonds. What do these ratings measure? A life insurance company’s relative ability to meet their financial o...
Life insurance is a type of insurance wherein the insured pays a premium for a period (often lifetime) and the life insurance company provides insurance coverage against the risk of death. There are many types of life insurances or assurance (in the...
As a nation, we are getting bigger. By 2025, according to the latest government statistics, around 33% of girls and 25% of boys will be classifiable as clinically obese. ‘Obese’ is defined as overweight to the probable detriment of a person’s...
When you analyze how much life insurance you should have, it helps to detach yourself from the emotions regarding the subject. Here's an interesting analogy we'll call the "money machine." If you had a machine that made you $100,000 per year every y...
Life insurance is an interesting product. It can be looked at as a commodity and also have similarities to an investment vehicle. Term life insurance is most similar to the commodity concept. You can shop for it like you would for a can of beans or...
In the good old days (?) before the industrial revolution the economy of this country was largely based on agriculture, and so most of the working class employees spent long hours outside in the fields. Inevitably their skin would have been well bro...
Alcohol is regarded as an antiseptic or a preservative in some cases, but its effect on life insurance costs can be anything but benign. You will almost certainly be asked for information about your alcohol consumption when you apply for life insura...
