Health insurance costs in the Lone Star state are so high that more than 16% of all Texans can't afford any form of coverage at all. Even those Texans who do have health coverage report that they are only barely able to make their monthly premium payment. There's only one thing that can solve the health care crisis in Texas in the short term, and that's finding a way to get your coverage at wholesale prices. The good news is there is a way - a very simple way that anyone can use - that will save you around 30% over what you are paying right now. Interested?

Before I reveal the simple little secret that your broker hopes you'll never learn, let's talk about a few other easy things you can do that will reduce your health care costs even further. If you can put several of these suggestions to work for you it's possible that you could save as much as 40% over what you are currently paying!

First off, pay your premium automatically every month directly from your checking or savings account. This saves your company the rather hefty cost of printing and mailing you a bill. Your company will pass most of the savings to you in the form of a lower monthly premium.

Obesity costs you a lot on many levels, but one place it really hurts is the amount that it increases your monthly health premium. As your waistline goes up, so do your premiums. Do you want to know one easy way to lose weight and lower the cost of your health insurance? Stop eating fast food burgers and fries.

A fast food meal of a burger and fries puts a TON of fat into your system as well as over 1,000 calories - and that doesn't even count the amount of cholesterol! It's no exaggeration to say that eating a fast food burger and fries is a form of poisoning - and it's costing you a fortune in increased premium payments. Stop eating fast food burgers and fries and you'll look better, you'll feel better and you'll save money each and every month on your insurance premium.

The same is true when it comes to smoking and using chew. You know how bad smoking is for your health, and chew is no better. You can't expect to do something so horrible to your health and not pay for it through higher health insurance premiums can you? Of course not. If you're serious about saving money on your health care costs then you're going to have to be just as serious about quitting smoking and using chew.

Increasing your deductible will lower the cost of your premium. Just be sure you don't increase your deductible past the point at which you can afford to pay for it.

So what's the Big Secret that your broker hopes you'll never learn? The Big secret that will instantly save you 30 or even 40% on the cost of your health insurance? The Big Secret is simply this: buy your health policy online.

That's all you need to do. Online brokers have almost no overhead and no overhead means they can sell policies at rock bottom wholesale prices. On top of that there is a lot of competition online and the only way for an online broker to stay competitive is to cut prices even further!

The result, of course, is that YOU win. In fact, you win in a Big Way! And remember, when you buy your policy from the comfort of your own home there's no broker standing there talking you into buying more than you need and certainly more than you can afford. And isn't that nice!

So go ahead. Get online right now and see for yourself just how big the savings can be here in the Lone Star state. They say everything's bigger here in Texas - and so are the savings when you know the Big Secret.

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